Legal Advice

Investment Property Loans

Sunshine Coast | Brisbane | Queensland | Australia wide

Queensland Legal provides comprehensive legal advice for investment property loan guarantors, ensuring they understand their obligations and risks. Their service is designed to assist guarantors in navigating the complexities of providing personal guarantees, with a focus on electronic signing and remote witnessing to accommodate clients across Australia. We offer fixed fee consultations for a straightforward understanding of legal implications, aimed at empowering guarantors with the knowledge needed to proceed confidently.

We now provide this service Australia Wide remotely and by videoconference, and exclusively through ILA Australia,.

It is the same great service but with updated processes and faster turnaround times.

Generally, it is advisable to purchase an investment property through a separate legal structure, such as a company or a trust. When companies or trusts borrow money a lender will often request or insist on the directors, shareholders or primary beneficiaries provide a personal guarantee.

A personal guarantee acts as security for the repayment of any property loan to the lender, in the event the borrower fails to pay.

If the lender requires it, you may have to obtain a personal guarantor certificate or a legal advice certificate to evidence that the guarantor has obtained independent legal advice about the risks and obligations associated with entering a deed of guarantee.

Queensland has now passed legislation that allows for Deeds to be signed electronically. Further, legislation was passed allowing a person to witness a signature remotely.

As such we offer this service to personal guarantors Queensland wide and Australia Wide!

We can accommodate most banks and lenders loan documentation in our fixed cost, see below for more details.